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Products & Services

Products

Savings and Investments:

Modern EFCU offers a variety of Share Savings products to fit your needs, Share, Share Draft Checking, Share and IRA Certificates, IRA, Christmas Clubs and Youth Accounts.

Loans:

Competitive rates on: New and Used Vehicle Loans, New and Used Motorcycle, Boats and Recreational Vehicles, Personal Loans, Share Secured and Share Certificate Secured.

Real Estate Loans:

First & Second fixed rate mortgage
Home Equity Line of Credit, Variable Rate.

Insurance Products:

Check out the variety of Insurance Products your credit union offers. Life Savings, Credit Life, Credit Disability & Cancer Insurance.

VISA Credit Cards

Rate 11.50% Fixed
Grace Period for repayment of balances for purchases 25 Days
Annual Fee: none
Minimum Finance Charge: none
Late Payment Fee: $20.00
Over the Credit Limit Fee: $20.00
NSF Check Fee $25.00
New or Replacement Card Fee $10.00
Card Recovery Fee $65.00

 

Services

VISA Debit/ATM Cards
VISA Credit Cards
Payroll Deduction and Direct Deposit
Notary Service
NADA Vehicle Guides
Amusement Park Tickets
Night Depository
Wire Transfers

 

Modern Employees
Federal Credit Union


1727 Moseley Street
Owensboro, KY 42303

Phone: 270-685-1025
or 800-685-1332
Fax: 270-685-1380

Hours: Mon. - Fri. 8:30am - 5:00pm