Current Rates
Savings Rates:
| 90 Day Certificate |
1.76% APR |
| 6 Month Certificate |
2.25% APR |
| 12 Month Certificate |
1.17% APR |
| 24 Month Certificate |
1.48% APR |
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| Shares (Savings) |
0.05% APR |
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All Certificate dividends are paid and compounded quarterly.
Mortgage Loan Rates:
| 1st mortgage |
Call for Current Rate |
Fixed 20 years |
| 2nd mortgage |
Call for Current Rate |
Fixed 7 years |
| Home Equity |
Call for Current Rate |
Variable 10 years |
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Auto Loan Rates
| Model Year |
Terms |
APR* |
| 2022 - 2025 |
48 MONTHS |
As low as 5.31% |
| 2022 - 2025 |
60 MONTHS |
As low as 5.81% |
| 2022 - 2025 |
72 MONTHS |
As low as 6.31% |
| 2018 - 2021 |
48 MONTHS |
As low as 6.06% |
| 2018 - 2021 |
60 MONTHS |
As low as 6.56% |
| 2018 - 2021 |
72 MONTHS |
As low as 7.06% |
| 2015 - 2017 |
48 MONTHS |
As low as 8.06% |
| 2014 and older |
36 MONTHS |
As low as 9.56% |
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* Must meet credit requirements. Not available for the refinancing of existing Modern EFCU loans.
If you have a vehicle financed at another financial institution, refinancing it at your Credit Union might lower your monthly payment and save you money. Call our office today for more information.