Current Rates
Savings Rates:
| 90 Day Certificate |
1.76% APR |
| 6 Month Certificate |
1.49% APR |
| 12 Month Certificate |
1.17% APR |
| 24 Month Certificate |
1.48% APR |
| |
|
| Shares (Savings) |
0.05% APR |
| |
|
| IRA’s |
0.13% APR |
All Certificate dividends are paid and compounded quarterly.
Mortgage Loan Rates:
| 1st mortgage |
Call for Current Rate |
Fixed 20 years |
| 2nd mortgage |
Call for Current Rate |
Fixed 7 years |
| Home Equity |
Call for Current Rate |
Variable 10 years |
| |
|
|
Auto Loan Rates
Effective April 19, 2023
| Model Year |
Terms |
APR* |
| 2021 - 2023 |
48 MONTHS |
As low as 4.70% |
| 2021 - 2023 |
60 MONTHS |
As low as 5.20% |
| 2021 - 2023 |
72 MONTHS |
As low as 5.70% |
| 2017 - 2020 |
48 MONTHS |
As low as 5.45% |
| 2017 - 2020 |
60 MONTHS |
As low as 5.95% |
| 2017 - 2020 |
72 MONTHS |
As low as 6.45% |
| 2014 - 2016 |
48 MONTHS |
As low as 7.45% |
| 2013 and older |
36 MONTHS |
As low as 8.95% |
|
|
|
* Must meet credit requirements. Not available for the refinancing of existing Modern EFCU loans.
If you have a vehicle financed at another financial institution, refinancing it at your Credit Union might lower your monthly payment and save you money. Call our office today for more information.